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Small Business Loans - A Huge Benefit to Start-Up Businesses
Setting up a new business is never easy. There are innumerable details that need to be taken care of. Start-up businesses are mainly dependent on loans for almost all their business requirements. It is therefore extremely important to find an appropriate and reliable lending source to cater to their financial needs. However, since most conventional lenders and banks are not keen on providing loans to new business owners due to various security reasons, opting for SBA small business loans can be an excellent idea.
Small businesses can contribute immensely in developing and enhancing the nation's economy. The Small Business Administration (SBA), which is a United States government agency that provides loans to small businesses with the aim of improving the country's financial condition. These loans are meant to support the establishment of small businesses by providing through adequate financial assistance. These loans cannot be obtained directly from SBA, but through a number of their lending partners working in accordance with the SBA rules and regulations.
The SBA offers a wide variety of loans that demand different qualifications of the borrowers. The various financial programs offered by SBA such as surety bonds, debt financing and equity financing are designed to cater to the different financial requirements of borrowers. In order to avail a loan from them, it is extremely important to understand how the SBA works. Let us discuss some basic rules and regulations of the SBA:
Article Source: http://EzineArticles.com/8559239
Persib Bandung sebagai tim besar nampak kesulitan di musim lalu, bukan dari segi keuangan, tetapi dari segi materi pemain yang jika dilihat saja sudah tidak kompetitif. Buruknya aktivitas transfer Persib Bandung di musim lalu berdampak pada performa klub, dimana klub yang pernah baru menjadi juara Indonesia Super League sekali ini malah terseok seok di papan bawah klasmen Liga 1 musim lalu.
Kita melihat pembelanjaan tidak berguna yang dilakukan oleh manajemen Persib seperti dengan mendatangkan Michael Essien, Matsunaga Shohei dan Carlton Cole menjadi bukti bahwa Maung Bandung adalah klub yang selalu tidak tepat dalam merekrut pemain asing dalam beberapa musim terakhir ini. Sebab-akibat pun terjadi disini, dimana pembelian jor-joran manajemen tidak bisa diimbangi oleh prestasi dari klub itu sendiri.
Belajar dari hal ini, seharusnya manajemen Persib merekrut pemain yang menang potensial dan dibutuhkan oleh tim jika ingin menjadi juara. Berbicara tentang juara, ada satu hal menarik, dimana ada seorang mantan pemain Persib Bandung yang langsung merasakan gelar juara setelah meninggalkan klub asal Kota Kembang tersebut.
Dilansir dari laman Indosport.com (13/1/2018) bahwa Raphael Maitimo yang di musim ini memilih untuk hengkang dari Persib Bandung secara kebetulan malah langsung merasakan gelar juara bersama dengan Madura United. Laskar Sape Kerrap tersebut berhasil menjadi juara Suramadu Super Cup yang diikuti oleh tim seperti Persija Jakarta, Persela Lamongan hingga klub asal Malaysia Kedah FA.
Langkah berani yang dilakukan oleh Maitimo dengan meninggalkan Persib untuk merasakan gelar juara ini seharusnya diikuti oleh pemain lainnya. Sebut saja Febri Hariyadi, pemain muda potensial yang memiliki kecepatan ini seharusnya berani mengambil langkah maju. Jika ia tetap bersama dengan Persib, sulit rasanya untuk merasakan gelar juara.
Berbicara peluang menjadi juara Piala Presiden 2018 dan Liga 1 musim 2018, rasanya ini terlalu ambisius jika kita menyebut Persib yang akan menjadi juara, lantaran jika kita melihat materi pemainnya saja tidak ada gregetnya sama sekali. Bagaimana mungkin Persib tidak merombak lini depan dan lini tengah mereka, sedangkan kita melihat posisi tersebut adalah kelemahan Persib di musim lalu.
Jika Persib ingin memiliki skuad yang lebih kompetitif, seharusnya mereka berani melepas Michael Essien dan mencari striker ganas lainnya, ditambah lagi Oh In Kyun yang baru saja didatangkan oleh Persib bukanlah sosok Playmaker yang tepat, jika Persib memang serius ingin mendatangkan Playmaker, seharusnya mereka mendatangkan pemain seperti Gustavo Lopez atau Makan Konate.
Lantas bagaimana dengan pendapat anda, apakah keputusan Maitimo meninggalkan Persib ini tepat?. Lalu bagaimana dengan pendapat, apakah anda yakin Persib bisa menjadi juara dengan skuad yang seperti itu?. Jika Persib tidak bisa menjadi juara dalam tiga musim kedepan, maka jangan kaget bila pemain bintang pada akhinya memilih meninggalkan Persib Bandung.
Sumber : UC News
